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Six calendar months gone, I discovered myself in a financial place so dangerous that I actually bought camping provisions in preparedness for holding up in my auto. I had lost my occupation and had been living off of my credit cards for 5 months, and was still unable to regain work. I couldn’t even yield my monthly payments,  my checking account was in the red. I was confronted with the real probability of filing away for bankruptcy. Thankfully, I felt a really accommodating debt settlement attorney; Chicago has many, but few are as solid was the ones at the Illinois law group I used. Rather than prepare me for bankruptcy, they groomed me for a fight with my credit card companies. In the end, all fees were eliminated, my interest was drastically reduced, and my payments were suspended for 6 months, so I could keep what cash I earned to get back on my feet.
Four calendar months later, I’m appreciative to say that I am back on my feet. I was fortuitous enough to find comfortable work as a bartender that will tolerate me to make payments against my outstanding debt. While my credit did suffer slightly from the renegotiation, I am happy to say that I even have credit while so many people are going bankrupt for states of affairs less dangerous than my own. I have to say, in all honesty, that recruitment the help of a Chicago bankruptcy attorney as soon as I did in the process is probably what saved me from bankruptcy and having to sleep in my car. I am now on course pay off my debt within two years, and in the meantime can afford a life comparatively free of financial worry.